Posts Tagged ‘ loans ’

Five things to look for when getting a loan

Aug 16th, 2008 | By admin | Category: Featured Articles

If you are looking to take out a loan, whether secured or unsecured, it is important to do your homework and research the market thoroughly, particularly given the current financial climate, where the cost of borrowing has been rising despite the recent base rate cuts. The global credit crunch has made it all the more [...]



Don’t take loans from doorstep lenders

Jun 22nd, 2008 | By admin | Category: Loan News

With many consumers unable to get their hands on an affordable loan due to the restrictions that have come about from the global credit crunch, many are turning to more expensive methods of trying to bridge the gap each month when they find that their income does not cover their outgoings. According to some officials [...]



Slump in lending levels fuelled by credit crunch

May 29th, 2008 | By admin | Category: Mortgage News

According to a recent report the global credit crunch that has swept across the financial markets in the UK has resulted in a slump in lending levels in the mortgage markets, with a 17% year on year drop indicated in mortgage lending levels. In March the amount lent out in mortgage loans came to around [...]



How hard will it be to get an adverse credit loan?

May 27th, 2008 | By admin | Category: Featured Articles

In the past getting an adverse credit loan could be difficult, and many people with damaged credit found it difficult to get some forms of finance. However, although many lenders would not consider lending to those with damaged credit in the past, and many others charged extortionate rates of interest on loans for those with [...]



Lenders needs to be more careful on checking applicant information

May 26th, 2008 | By admin | Category: Loan News

A recent report has shown that a worrying number of lenders are failing to carry out important checks into the income of applicants that apply for unsecured finance, and there are concerns that this could lead to many people getting into unmanageable debt levels and could result in an increase in bad debt levels in [...]



Acknowledge and deal with your debts

May 26th, 2008 | By admin | Category: New Articles

It can be very tempting for those with a high level of debt and financial commitment to simply try and ignore their financial worries once difficulties set in. Many people think that burying in their heads in the sand and trying to ignore financial worries means that they will not get stressed over the situation, [...]



Is the First Plus special offer a good deal?

May 25th, 2008 | By admin | Category: Loan News

Over recent weeks the secured lender, First Plus, which uses the television star Carol Vorderman to advertise its loan products, has been advertising a new loan product, which offers consumers the chance to enjoy a low starting rate of interest on a secured loan. However, the company and the advertisement have come under fire from [...]



Credit crunch leads to increase fraud on finance applications

May 16th, 2008 | By admin | Category: New Articles

According to a recent report the effects of the global credit crunch have gone much further than simply making it more difficult to get finance in the UK. Industry officials claim that many consumers are now committing higher levels of fraud on finance applications as a result of the credit crunch, as they think that [...]



Finding an affordable loan

May 15th, 2008 | By admin | Category: Featured Articles

As many people have already discovered getting any sort of finance these days has become far more difficult and far more expensive. The global credit crunch has really taken its toll since last summer, and consumers have had to bear the brunt of the difficulties that have come from the crunch. The cost of borrowing [...]



Make the most of the Internet for your finance needs

May 14th, 2008 | By admin | Category: Featured Articles

Anyone that needs to find suitable finance or credit can enjoy a number of options when it comes to finding the right finance package or financial product. Whilst it is certainly true that the number of different financial products, and access to these financial products, has decreased over recent months as a result of the [...]