We all like to think of ourselves as fairly responsible and trustworthy people, especially when it comes to financial commitments. But the fact of the matter is that some people are more reliable and responsible than others and banks and other lenders know this. (more…)
Tags: poor credit loans, bad credit history, bad credit loans, poor credit historyIf you have a poor credit rating the financial services industry has a message of mixed blessings for you. First the good news: yes, you can get a loan, but the bad news is, it’s going to cost you! (more…)
Tags: bad credit history, bad credit loans, poor credit history, poor credit loansVirtually every adult in the country will have a credit report. This is a computer file stored on a database that will contain information on your personal details and status, you income, your occupation, the amount of outstanding debt you have and your past record of paying off loans. Lenders will then use this information to assess your credit worthiness, or in other words, the level of risk involved in lending money to you. (more…)
Tags: poor credit history, consolidate debts, debt consolidation