Posts Tagged ‘ secured loans ’

Problems arise in secured loans market

Jun 14th, 2009 | By admin | Category: Loan News

It has been reported recently that the secured loans market in the UK is somewhat doomed, with the availability of secured loans becoming more and more rare as a result of falling house prices.



Watchdog to keep close eye on loan adverts and comparison sites

May 21st, 2009 | By admin | Category: Loan News

It has been revealed recently that an industry watchdog is going to be keeping a closer than usual eye on loan advertisements and financial comparison sites in order to try and provide consumers with increased protection during the recession.



PPI ban sees spike in loan rates

May 15th, 2009 | By admin | Category: Loan News

According to recent reports the PPI ban that has recently been announced by authorities will result in further spikes to loan rates, which many industry officials have said are already spiralling despite the all time low base interest rates, which stands at just 0.5 percent.



Secured loans – the risks and benefits

Aug 20th, 2008 | By admin | Category: Featured Articles

Secured loans have become increasingly popular over the years, and with property prices in the UK having soared over the past decade many people have turned to secured loans for their finance needs, using the rising equity in their homes to give them increased financial leverage and the chance to obtain affordable finance. Whilst property [...]



Should you take a secured loan or an unsecured loan?

Jun 30th, 2008 | By admin | Category: New Articles

Consumers these days can choose from a range of different loan options to suit their needs and circumstances, and all loans come under one of two categories, which is either secured or unsecured. The type of loan that is likely to best meet your needs will depend on your circumstances, as there is clear eligibility [...]



Securing A Loan Against Your Home

Mar 12th, 2008 | By admin | Category: Featured Articles

If you are a homeowner in the UK and you are looking to raise finance for one of a wide range of purposes you may be able to enjoy great value borrowing by securing a loan against your home. Your ability to get a secured loan will depend upon the market value of your property [...]



Is A Secured Loan The Right Choice?

Mar 2nd, 2008 | By admin | Category: Featured Articles

Secured loans are loans that are aimed at homeowners with some level of equity in their homes. Equity is the difference between the market value of your property and the amount that you owe on the property by way of mortgage or other secured loans. Unlike an unsecured loan these loans are secured against the [...]



Preparing to Apply for a UK Loan

Feb 29th, 2008 | By admin | Category: New Articles

Many people find the need to apply for a loan in the UK for one reason or another, and there are all sorts of loans available these days from car loans to help you purchase a new vehicle to mortgage loans to buy a new home. You can also find a wide range of other [...]



Different Types of UK Loans

Feb 28th, 2008 | By admin | Category: Featured Articles

The variety of loans available on the market in the UK these days means that many of us should have no problems finding the right loan for our needs, although those with poor credit may face more difficulty. In the current financial climate getting a loan can prove a little more difficult because credit conditions [...]



Keeping up with your secured loan repayments

Feb 25th, 2008 | By admin | Category: Loan News

Secured loans have become an effective and affordable way for homeowners to raise finance, and the increase in property values over the past few years has given homeowners in the UK more financial leverage to raise money by way of a secured loan. Secured loans offer a range of benefits, such as increased borrowing power [...]



What can you use a secured loan for?

Feb 25th, 2008 | By admin | Category: New Articles

A secured loan is a loan that is secured against the equity in a property, and as the name suggests, these loans are available to homeowners with some level of equity in their property. With equity levels rising at remarkable levels over recent years, as property prices have rocketed in the UK, homeowners have found [...]



Never try to fib your way into a loan

Mar 14th, 2007 | By admin | Category: Loan News

There are certain times in life when you should not lie: On your resume, when visiting the doctor, or when applying for a loan. Yet, according to one study, nearly one third of people applying for a loan have lied about some aspect of their history. Why? A need for a loan combined with fear [...]



Secured v. Unsecured Loans

Mar 14th, 2007 | By admin | Category: Loan News

What are the differences between secured and unsecured loans? Essentially, whether or not the loan is secured by property in the event the borrower defaults on the loan.



Your Home as Collateral For Other Loans

Mar 14th, 2007 | By admin | Category: Loan News

When you become a home owner you immediately open up more doors for yourself in terms of being able to borrow money to make things happen. It might be a business idea or an investment opportunity, but buying into property can open more doors than you might think.



Why Banks Prefer Secured Loans

Mar 14th, 2007 | By admin | Category: Loan News

Banks like secured loans, in fact, many of the banks prefer secured loans over those unsecured loans. There are a number of different reasons why banks prefer secured loans.



Have You Got A Toxic Loan?

Mar 5th, 2007 | By admin | Category: Featured Articles

A secured loan can seem like a dream come true, especially for someone with a poor credit rating. Finally, there’s a way to afford that new car, expensive holiday, wedding or other family treat. And with a secured loan, your credit history won’t count against you. But could some lenders be so eager to get [...]



Can I Consolidate my Debts with a Personal Secured Loan

Jan 6th, 2007 | By admin | Category: New Articles

Debt consolidation continues to grow in popularity as more and more people realise the savings they can make from doing so. Debt consolidation is a relatively simple concept. You first assess all your existing debts. Most people will have a number of outstanding debts from various sources such as credit cards, store cards, bank overdrafts, [...]



Why Take a Secured Loan for Home Improvement?

Jan 6th, 2007 | By admin | Category: New Articles

There are many reasons why people borrow money, and just as many ways in which to do so. Common borrowing purposes can basically be divided into two categories. The first would cover things such as buying clothes and other purchases on credit cards, using store credit, and taking advantage of buy now pay later or [...]



How Much Can I Borrow with a Secured Loan?

Jan 6th, 2007 | By admin | Category: New Articles

With the rate that consumer debt continues to rise, it may appear to some like as if there is no limit to the amount they can borrow. This will appear particularly true if the debt is to be secured with a secured loan. However, all lenders still impose strict limits on the amount they will [...]